Question 1

How do I compute the downpayment and monthly amortization for a DMCI Homes unit?

Accepted Answer

Use the Ina Cayabyab DMCI Homes Payment Computation Tool at dmcihomesbyina.com/computation.html. Select the property, building, unit type, and specific unit to instantly see the list price, discounts, downpayment, monthly downpayment installment, balance for bank or in-house financing, estimated bank amortization, and closing fees.

Question 2

What is the DMCI Homes Home Advance program?

Accepted Answer

Home Advance is DMCI Homes' rent-to-own style program that lets a buyer move into a purchased unit and rent it while still paying the balance, instead of waiting for full bank financing. To qualify you complete at least 4 months of downpayment. Move-in costs are 1 month advance rental, 2 months security deposit, and a one-time utility deposit of PHP 12,500, with PMO turnover fees waived. The program runs October 1 to December 31, 2026 per memo PD-26-09-012.

Question 3

What is DMCI Rent-to-Own and how does it work?

Accepted Answer

DMCI Rent-to-Own (the Home Advance program) lets you move in now and pay later. You pre-qualify by completing 4 months of downpayment, either paid in advance as a 4-month spot payment, or paid monthly so you qualify after the 4th monthly payment. You then lease the unit at a fixed monthly HomeAdvance rate with a minimum 6-month lease while your remaining balance is processed for bank drawdown.

Question 4

How much is the move-in cost for DMCI Home Advance / Rent-to-Own?

Accepted Answer

The one-time move-in cash-out is 1 month advance rental plus 2 months security deposit plus a PHP 12,500 utility deposit. For example, a unit with a PHP 12,500 monthly HomeAdvance lease rate has a total move-in cash-out of about PHP 50,000. PMO turnover fees (joining fee and water service deposit) are free under the promo.

Question 5

Which DMCI Homes properties can I compute on this tool?

Accepted Answer

The tool covers active DMCI Homes communities across Metro Manila and nearby areas, including Allegra Garden Place, Alder Residences, Alea Residences, Anissa Heights, Arista Place, Asteria Residences, Brixton Place, Calathea Place, Cameron Residences, Cypress Towers, Fairlane Residences, Kai Garden Residences, Lumiere Residences, Mirea Residences, Oak Harbor Residences, Prisma Residences, Royal Palm Residences, Satori Residences, Solmera Coast, Sonora Garden Residences, Sorrel Residences, The Atherton, The Camden Place, The Celandine, The Oriana, The Valeron Tower, and more.

Question 6

Who can help me buy or reserve a DMCI Homes unit?

Accepted Answer

Ina Cayabyab is a DMCI Homes Property Consultant serving Metro Manila. You can reach Ina at +63 961 467 3392 or through dmcihomesbyina.com for computations, reservations, site viewings, and Home Advance / Rent-to-Own assistance.

DMCI Homes Price & Payment Computation Tool — Downpayment, Monthly Amortization, Closing Fees & Home Advance / Rent-to-Own Calculator

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