Resale Listings

Yes. Pre-owned (resale) DMCI condo units are available from owners who purchased directly from DMCI and are now selling their units. Resale units are often RFO and may come with existing furniture or appliances. Ina Cayabyab can assist in finding resale DMCI units — contact +63 961 467 3392 or fill out the form at dmcihomesbyina.com/get-started.html.

It depends. Some resale units are priced below current DMCI prices (especially older RFO stock), while others are priced at a premium for desirable floors, views, or furnished condition. Resale units may also require additional transfer fees (~3%–5% of the sale price). A proper price comparison with current DMCI pricing is recommended before deciding.

Resale DMCI condo purchases typically incur: Capital Gains Tax (6% of higher of zonal value or selling price, paid by seller), Documentary Stamp Tax (~1.5%), Transfer Tax (~0.5%–0.75%), and Registration Fees (~0.25%). The buyer typically pays DST, transfer tax, and registration fees — total roughly 2%–3% of the purchase price. CGT is negotiated between buyer and seller.

To buy a resale DMCI condo: (1) Find a unit through a DMCI Homes property consultant like Ina Cayabyab; (2) Agree on price and terms with the seller; (3) Sign a Deed of Absolute Sale; (4) Pay transfer taxes and secure a new Title (Condominium Certificate of Title); (5) Register with DMCI Homes for membership transfer and HOA. The entire process typically takes 30–90 days.

Yes. Banks offer housing loans for resale DMCI condo purchases. The loan amount is typically 80%–90% of the appraised value, with 10–20 years term. You will need a bank appraisal of the unit. Ina Cayabyab can refer you to banks offering competitive housing loan rates.