Transform life's precious moments into cherished experiences — a Modern Artisanal community where time moves at a pace you choose.
Set on a sprawling 28,607-square-meter estate in the master-planned Acacia Estates, Alder Residences is DMCI Homes' Modern Artisanal community — four high-rise buildings of 17–18 residential levels each (Andea, Manzuria, Oregon and Sylvan) wrapped around landscaped gardens, a resort pool with water slides, and a dedicated co-working space.
Now Ready for Occupancy, with 3 units on DMCI’s October 1, 2026 list — all two-bedrooms in Sylvan, and all three marked On Hold, 67–70.5 sqm from ₱9,817,000. SM Aura Premier is 3.18 km, Market! Market! 3.49 km, UP BGC 3.62 km and St. Luke's Medical Center BGC 4.36 km.

Alder Residences sits along Banyan Road in Acacia Estates, Taguig — a quiet enclave with quick access to the metro's premier business, retail, and school districts.

A full suite of leisure, fitness, and family amenities — anchored by a swimming pool with water slides and a modern co-working space.

Two-bedrooms only on the current list. DMCI built 2BR, 3BR and 4BR at Alder and its published full price range still runs to ₱21,178,000 — but on DMCI’s October 1, 2026 availability list there are 3 units and every one is a two-bedroom — and all three are marked On Hold, so ask Ina whether any can be released. The three- and four-bedroom plans below are shown for reference; none is available to reserve.
Live availability · October 2026
There are 3 units on DMCI’s October 1, 2026 availability list for Alder Residences, all in Sylvan and all three marked On Hold. Their turnover date is December 2025 — already past. Everything below is taken from that list, not from a brochure — areas and prices are as issued, and are confirmed again at reservation.
| Unit type | Available | Area | Price range | Per sqm |
|---|---|---|---|---|
| 2BR | 3 | 67 – 70.5 sqm | ₱9,817,000 – ₱10,202,000 | ₱143,433 – ₱152,269 |
Availability moves daily and this list is a snapshot — the units open right now are confirmed on enquiry. Prices are the developer’s list prices before any promo discount; closing fees are exclusive and parking is transacted separately. Ask for the live list below, or run your own numbers on the computation sheet.
Compute a unit at Alder Residences →Location · Banyan Road, Acacia Estates
Alder Residences sits on Banyan Road inside Acacia Estates — DMCI's own master-planned community in Taguig, off the Bicutan side of the city rather than the BGC side. That distinction is the whole character of the address: you are inside a gated estate with its own supermarket and shuttle, twenty minutes from BGC rather than in it.
Daily life happens inside the gates. SM Savemore Acacia Estates is 360 metres away, Taguig City Hall 0.86 km, Puregold Taguig 0.94 km and Medical Center Taguig 1.12 km. DMCI runs a van shuttle service from the estate, which on a site this far from a main road is not a garnish.
The BGC belt is a short drive rather than a walk. SM Aura Premier is 3.18 km and Market! Market! 3.49 km; UP Bonifacio Global City is 3.62 km, International School Manila 3.87 km and The British School Manila 4.07 km, with S&R BGC at 4.28 km and St. Luke's Medical Center BGC at 4.36 km. For a household with children in the BGC international schools, that cluster is the reason to be here rather than the reason not to be.
Further out: Manila Golf and Country Club 4.34 km, SM City Bicutan 4.71 km, Rizal Medical Center 4.75 km, University of Makati 4.83 km and Newport City 5.50 km. NAIA Terminal 3 is 5.94 km.
| Landmark | Category | Approx. distance |
|---|---|---|
| SM Savemore Acacia Estates | Retail · in-estate | 0.36 km |
| Taguig City Hall | Civic | 0.86 km |
| Puregold Taguig | Retail | 0.94 km |
| Medical Center Taguig | Medical | 1.12 km |
| SM Aura Premier | Retail | 3.18 km |
| Market! Market! | Retail | 3.49 km |
| Treston International College | School | 3.55 km |
| University of the Philippines – BGC | School | 3.62 km |
| Philippine Navy Golf Club | Leisure | 3.72 km |
| International School Manila | School | 3.87 km |
| Taguig City Hospital | Medical | 3.89 km |
| The British School Manila | School | 4.07 km |
| Manila Japanese School | School | 4.15 km |
| S&R Membership Shopping – BGC | Retail | 4.28 km |
| Manila Golf and Country Club | Leisure | 4.34 km |
| St. Luke's Medical Center – BGC | Medical | 4.36 km |
| SM City Bicutan | Retail | 4.71 km |
| Rizal Medical Center | Medical | 4.75 km |
| University of Makati | School | 4.83 km |
| Colegio de San Agustin | School | 5.15 km |
| Newport City (Resorts World) | Business hub | 5.50 km |
| MRT-3 Guadalupe Station | Transport | 5.68 km |
| NAIA Terminal 3 | Airport | 5.94 km |
| NAIA Terminal 1 | Airport | 7.14 km |
Distances as published by DMCI Homes on the Alder Residences project page. Straight-line approximations — actual travel time depends on route and traffic.
Acacia Estates is a car estate. The nearest rail is MRT-3 Guadalupe at 5.68 km and there is no walkable alternative; the estate shuttle helps but it runs on a timetable, not on demand. Everything out of here funnels onto the same estate road and then into Taguig's southern traffic. If you commute daily without a car, this address will wear you down.
It is also genuinely suburban in feel. That is the appeal for a family — gates, greenery, a supermarket you can walk to, schools a short drive away — and the drawback for anyone who wants to walk out to a restaurant strip. There is nothing to walk to but the estate itself.
If you want to be inside BGC rather than near it, Fortis Residences is the DMCI address in Makati and Mulberry Place is the other option in this same estate — larger inventory, but pre-selling until 2027–28. If your budget stops short of ₱9.82M, The Oriana and Allegra Garden Place both sell finished two-bedrooms for less.
Mulberry Place is the other DMCI community in Acacia Estates — same developer, same master-planned estate, the same roads in and out. It is the comparison that actually decides this purchase, and on DMCI’s October 1, 2026 availability list both are selling two-bedrooms.
| Comparison | Alder Residences | Mulberry Place |
|---|---|---|
| 2BR units available | 3 (all On Hold) | 416 |
| Floor area range | 67 – 70.5 sqm | 57.5 – 73 sqm |
| Entry price | ₱9,817,000 | ₱8,797,000 |
| Top of the list | ₱10,202,000 | ₱11,770,000 |
| Median price per sqm | ₱146,522 | ₱156,418 |
| Cheapest unit | Sylvan 504 · 67 sqm · ₱146,522/sqm | Paisley 602 · 57.5 sqm · ₱152,991/sqm |
| Turnover | Ready now — handed over 2024–2025 | Mostly June 2027 – October 2028 |
| Home Advance rent-to-own | Yes — it is finished | Only its finished towers — pre-selling towers do not qualify |
Alder's floor area is ₱146,522 per square metre against Mulberry's ₱156,418 — about 6.3% less — and Alder is finished while all but four Mulberry two-bedrooms on the list turn over between June 2027 and October 2028.
Unit for unit: Mulberry's cheapest two-bedroom, Paisley 602, is 57.5 sqm at ₱8,797,000 and turns over this month. Alder's cheapest, Sylvan 504, is 67 sqm at ₱9,817,000. ₱1,020,000 more buys 9.5 more square metres at a lower rate per square metre — against Mulberry's other two-bedrooms, which turn over in 2027–28, it also buys keys now.
What Mulberry has is choice: 416 two-bedrooms against Alder's 3, in a wider size range and starting lower. If your budget stops below ₱9.82M, or you want a specific floor, orientation or building, Alder simply will not have it — there are three units, all on hold, and no more coming.
Figures computed from DMCI’s October 1, 2026 availability list. Median price per square metre is the median across every publishable available two-bedroom at each property, before any promo discount. Both estates qualify for the Modified Third Quarter Deals; Alder, being finished, qualifies for Home Advance rent-to-own, and at Mulberry only the finished towers do.
The units · four towers on 28,607 sqm
| Building | Residential levels | Basement parking | Units available now |
|---|---|---|---|
| Sylvan | 18 | 2 levels | 3 (on hold) |
| Oregon | 18 | 2 levels | — none |
| Manzuria | 18 | 2 levels | — none |
| Andea | 17 | 2 levels | — none |
Building levels as published by DMCI Homes. Unit counts from DMCI’s October 1, 2026 availability list. Note that DMCI classifies Alder as High Rise Condominiums — at 17–18 residential levels these are not mid-rises.
Three units, all two-bedrooms, all in Sylvan — and all three marked On Hold. Two are 67 sqm and one is 70.5 sqm. Prices run ₱9,817,000 to ₱10,202,000. Oregon, Manzuria and Andea have nothing on the list. In September there were fifteen; Alder’s prices also rose about 5% on October 1.
This is the tail of a sold-out project, not a release. DMCI completed and handed Alder over between 2024 and 2025, and the turnover date on the remaining units is December 2025 — already past. There is no next building and no new phase.
Per square metre the three units run ₱143,433 to ₱152,269, with a median of ₱146,522 — a 6.2% spread.
₱295,000 more than the cheapest unit buys 3.5 more square metres. Sylvan 504 is the outright cheapest at ₱9,817,000 for 67 sqm, or ₱146,522/sqm. Sylvan 306 is 70.5 sqm at ₱10,112,000, or ₱143,433/sqm — the cheapest floor area left in the community.
At the other end, Sylvan 1110 is 67 sqm at ₱10,202,000, or ₱152,269/sqm — the dearest floor area on the list, for an 11th-floor unit.
Against the neighbouring estate, Alder's floor area is the cheaper of the two. ₱146,522/sqm here against ₱156,418/sqm at Mulberry Place, on the same Acacia Estates address — and Alder is finished while all but four Mulberry two-bedrooms turn over between June 2027 and October 2028.
All three are rear units facing south-west. The south-west rear units take the later sun, which the Lumiventt Sky Patio cut-throughs in DMCI's building features are there to mitigate. On an 18-storey building surrounded by low-rise estate housing, the upper south-west floors are the ones with the long view.
Every building has two basement parking levels. Parking is transacted separately from the unit; on a car-dependent estate this far from rail, budget for it.
Amenities · the honest read















The amenity core is genuinely large. Three pools — lap, leisure and kiddie with water slides — a play court, a children's play area, a picnic area, a tree court and a jogging and biking path, on a 28,607 sqm estate shared by four buildings. This is the opposite of the tight urban towers elsewhere in the DMCI catalogue: there is room here, and DMCI used it.
The van shuttle service. On an estate 5.68 km from the nearest rail, a scheduled shuttle is a real piece of infrastructure rather than an amenity-list item. Ask what the current timetable is — it changes.
A co-working space, and Sky Patios that work. The co-working room matters on an estate where the commute is the weak point. And DMCI lists Sky Patio (Lumiventt Technology) in Alder's building features — the two-storey cut-throughs that move air across the floor plate, which on an 18-storey building surrounded by open estate is doing real work.
It is finished, and that unlocks Home Advance. Rent-to-own is only available on completed properties. Mulberry Place, across the estate, cannot offer it until 2027 at the earliest.
“Minutes from BGC” is a car claim. BGC's schools and hospital are 3.6–4.4 km, which is ten minutes at 6am and considerably longer at 7:30. There is no train and the estate has one way out.
“Pool water slides” is a kiddie-pool feature — a short slide into the shallow basin, as at every DMCI project. Good for a five-year-old, irrelevant to anyone else.
The amenity list counts the same central space several times. Landscaped gardens, tree court, picnic area, open lawn and pool deck are parts of one amenity core, not five separate places. It is a good core; count it once.
The Laguna de Bay view belongs to some units, not the estate. DMCI's own aerial photography shows the water in the distance, and it is real from the upper floors on the right side of the building. Ask which way a specific unit faces and go and look before you price it in.
Drop-off area · playcourt · children's play area · entertainment room · game room · kiddie pool · lap pool · leisure pool · main entrance gate · picnic area · Sky Promenade · reception lobby · Sky Patio · amenity core · open lounge · Sky Lounge · snack bar · 24-hour security · convenience store · fitness gym · gazebo/cabana · grill pits · jogging and biking path · landscaped gardens · laundry station · lounge area · perimeter fence · pool deck · pool shower area · pool water slides · CCTV provision · standby electric generator · co-working space · tree court · van shuttle service · water feature · water station.
Building features: fire alarm and automatic sprinkler system, fire cabinets, fire exits, garbage rooms, landscaped atriums, Sky Patio (Lumiventt Technology), mailbox area, parking space, passenger elevators, CCTV provision, reception lobby, intercom system, and provisions for CATV, metered utility and phone line. All as published by DMCI Homes.
Alder Residences, Allegra Garden Place, and The Oriana's North Tower are all finished, occupied DMCI communities on the same 12% downpayment terms. Here's the cheapest available 2-Bedroom from each, side by side — and where Alder actually wins and loses against the other two.
| Comparison | Alder · Sylvan 504 | Allegra · Soraya 309 | Oriana North · North 405 |
|---|---|---|---|
| Floor area | 67 sqm | 55 sqm | 54.5 sqm |
| List price | ₱9,817,000 | ₱7,748,000 | ₱7,501,000 |
| Price per sqm | ₱146,522 | ₱140,873 | ₱137,633 |
| Monthly × 32 months | ₱35,508 | ₱27,827 | ₱26,910 |
| Bank amortization (20 yrs, est.) | ₱74,221 | ₱58,579 | ₱56,711 |
| HomeAdvance move-in cash-out | ₱59,000 | ₱51,500 | ₱57,500 |
| Turnover | RFO Dec 2025 | RFO Jul 2025 | RFO Apr 2026 |
| 2BR units available | 3 (all on hold) | 394 (of several) | 604 (of several) |
Alder's 2-Bedroom is the biggest of the three by a wide margin — 67–70.5 sqm against 55 and 54.5 — which is why it carries the highest list price and the highest price per sqm. If floor area is what you're optimizing for, this is the one.
What it doesn't have is depth of inventory. 2-Bedroom is the only unit type Alder still has open for reservation, and there are 3 units left, all marked On Hold. Allegra and Oriana North both still carry Studio-through-3BR selection behind their 2-Bedroom listing. If Alder's floorplan doesn't fit your budget or headcount, Allegra's lower price per sqm and Oriana's lowest move-in cash-out are both live alternatives on the same 12% terms.
Figures use each property's lowest-priced available 2-Bedroom as of this page's build date, on 12% downpayment / 32 months / 1% discount / ₱30,000 reservation. For October 2026 reservations DMCI’s Christmas Countdown adds a further 1.5% to that discount at Alder and Allegra (The Oriana is not included); the calculator shows the exact figures. HomeAdvance rent-to-own terms are per DMCI Memo PD-26-09-012, valid through December 31, 2026, and apply to all three properties — The Oriana's South Tower is excluded.
As a Ready-for-Occupancy property, Alder lets you skip the wait — settle in immediately while enjoying a flexible payment runway.
Alder Residences qualifies for DMCI Homes’ 5% downpayment promo — a ready-for-occupancy home with the lightest entry cost of the year.
| Promo Term | Discount | DP Period | Financing |
|---|---|---|---|
| 5% DP · 95% balance thru bank financing | 2% OFF | DP payable in 12 months | Chinabank & BPI only |
For reservations through October 31, 2026, spread your 12% downpayment over 32 months with a 1% discount plus a further 1.5% on your unit — DMCI’s Christmas Countdown adds a further 1.5% on top of the Modified Third Quarter Deals’ usual 1% for October reservations (memo PD-26-09-031); November reservations get 1%.
Full promo terms, memo references and validity dates — including which properties qualify for which tier — are on the promos page. Final figures are confirmed at reservation.
Three ways into the same unit at Alder Residences. The 5% low spot downpayment is the lightest entry cost of the year — and it hands the bank ₱587,057 more to carry, which at an indicative 8.5% over 20 years works out to about ₱5,095 more every month, or roughly ₱1,222,707 more paid over the term. Home Advance keeps the smaller loan, carries the lightest monthly downpayment of the three, and is the only one that gets you into the unit before the bank releases anything.
You own the unit from Day 1 on all three — the Home Advance lease buys occupancy of a unit already in your name, not a chance to buy it later. The full three-way breakdown, computed on a real unit →
Alder Residences qualifies for the DMCI Homes Home Advance (Rent-to-Own) program. Move into your unit and lease it while you complete payment — instead of waiting for full bank financing.
| Unit Type | Approx. Size | Monthly Lease | Move-In Cash-Out* |
|---|---|---|---|
| 2-Bedroom | 64.5–71.5 sqm | ₱15,500 | ₱59,000 |
| 3-Bedroom | 84.5–100 sqm | ₱19,500 | ₱71,000 |
| 3-Bedroom | 101–121 sqm | ₱22,500 | ₱80,000 |
| 4-Bedroom | 151.5 sqm | ₱26,500 | ₱92,000 |
*Move-In Cash-Out = 1 month advance rental + 2 months security deposit + ₱12,500 one-time utility deposit. PMO turnover fees (joining fee + water service deposit) are FREE under the promo.
How Home Advance works — the 4-month pre-qualification, lease terms, and the free association dues by lease length — is set out in full on the promos page.
Promo validity: October 1 – December 31, 2026 · per DMCI memo PD-26-09-012. Lease rates are indicative and based on unit bedroom type & size; final figures are confirmed at reservation. Talk to Ina Cayabyab to avail.
Talk to Ina Cayabyab — your DMCI Homes Property Consultant — for the complete price list, unit availability, and a free personalized consultation.
Tap below for a free, personalized property match — Ina replies personally, usually the same day.
Get My Free Property Match →Keep Looking
Official developer listing: Alder Residences on dmcihomes.com
Frequently Asked Questions
Alder Residences is on Banyan Road inside Acacia Estates, Taguig City — DMCI's master-planned estate off the C-6 / Bicutan side of Taguig. SM Savemore Acacia Estates is 360 metres away inside the estate, Taguig City Hall 0.86 km, Puregold Taguig 0.94 km and Medical Center Taguig 1.12 km. SM Aura Premier is 3.18 km, Market! Market! 3.49 km, UP Bonifacio Global City 3.62 km, International School Manila 3.87 km, The British School Manila 4.07 km and St. Luke's Medical Center BGC 4.36 km. The nearest rail is MRT-3 Guadalupe at 5.68 km, and NAIA Terminal 3 is 5.94 km.
Yes. All four buildings are complete and handed over — the units still on DMCI's availability list carry a December 2025 turnover date, already past, and DMCI has publicly announced the project's completion. Because it is finished, Alder qualifies for DMCI's Home Advance rent-to-own scheme, which the pre-selling towers at neighbouring Mulberry Place do not.
Two-bedrooms only, and very few. DMCI's October 1, 2026 availability list has 3 units, all 2-Bedroom and all in Sylvan: two at 67 sqm and one at 70.5 sqm, priced from ₱9,817,000 to ₱10,202,000. All three are marked On Hold, so ask Ina whether any can be released. Oregon, Manzuria and Andea have nothing on the list. DMCI built 2BR, 3BR and 4BR here and its published full price range still runs to ₱21,178,000, but no three- or four-bedroom is available to reserve.
Two-bedrooms run from ₱9,817,000 to ₱10,202,000 on DMCI's October 1, 2026 availability list, across 3 listed units of 67 to 70.5 sqm, all marked On Hold. Per square metre that is ₱143,433 to ₱152,269, with a median of ₱146,522. Alder's prices rose about 5% on October 1. Those are DMCI list prices before any promo discount; closing fees are exclusive and parking is transacted separately.
Sylvan 306 — 70.5 sqm at ₱10,112,000, or ₱143,433 per square metre, the cheapest floor area left in the community. The outright cheapest unit is Sylvan 504, 67 sqm at ₱9,817,000 and ₱146,522 per square metre, so ₱295,000 more buys 3.5 more square metres at a 2.1% lower rate per metre. Both are marked On Hold on DMCI's October 1 list — confirm availability with Ina first.
Per square metre, yes. On DMCI's October 1, 2026 availability list Alder's two-bedrooms have a median of ₱146,522/sqm against Mulberry Place's ₱156,418/sqm — about 6.3% less, on the same Acacia Estates address. Unit for unit: Mulberry's cheapest two-bedroom is Paisley 602, 57.5 sqm at ₱8,797,000 (₱152,991/sqm); Alder's cheapest is Sylvan 504, 67 sqm at ₱9,817,000 (₱146,522/sqm). So ₱1,020,000 more at Alder buys 9.5 more square metres at a lower rate per metre, and keys now against the 2027–28 turnover of almost every Mulberry two-bedroom. What Mulberry has instead is choice: 416 two-bedrooms against Alder's 3, all of which are on hold.
Because the rest has sold. Alder Residences has 3 units on DMCI's October 1, 2026 list, all 2-Bedroom in the Sylvan building and all marked On Hold — no Studio, 1-Bedroom, 3-Bedroom or 4-Bedroom, and nothing in Oregon, Manzuria or Andea. The project was completed and handed over between 2024 and 2025, and what remains is the tail of the inventory rather than a fresh release. There are three units and no more coming.
All three are finished DMCI communities on the same 12% downpayment terms. Alder's cheapest 2BR is Sylvan 504 — 67 sqm at ₱9,817,000, or ₱146,522/sqm. Allegra Garden Place's is Soraya 309 — 55 sqm at ₱7,748,000, or ₱140,873/sqm. The Oriana North Tower's is North 405 — 54.5 sqm at ₱7,501,000, or ₱137,633/sqm. Alder's two-bedroom is the biggest of the three by twelve square metres, which is why it carries the highest price and the highest rate per metre. What it lacks is depth: 3 units, all on hold, against 394 two-bedrooms at Allegra and 604 at The Oriana, both of which still offer studio-through-3BR selection.
Four high-rise buildings — Andea at 17 residential levels, and Manzuria, Oregon and Sylvan at 18 each, all over two levels of basement parking — set on a 28,607 sqm estate. All 3 units on DMCI's October 1, 2026 list are in Sylvan; Oregon, Manzuria and Andea have none. DMCI's building features include Sky Patio (Lumiventt Technology), the two-storey cut-throughs that let air cross the floor plate.
A lap pool, leisure pool and kiddie pool with water slides, a pool deck and shower area, an amenity core, a play court, children's play area, picnic area, tree court, landscaped gardens, jogging and biking path, grill pits, gazebo and cabana, plus a fitness gym, game room, entertainment room, open lounge, snack bar, co-working space, reception lobby and a Sky Promenade, Sky Lounge and Sky Patio at the upper levels. There is also a convenience store, laundry station, water station, 24-hour security with CCTV, a standby generator and a van shuttle service from the estate.
Yes. Alder Residences qualifies for DMCI Homes' 5% downpayment promo (memo PD-26-05-028), valid for reservations from June 1 to November 30, 2026: pay just 5% down over 12 months with a 2% discount, and finance the 95% balance through Chinabank or BPI bank financing. DMCI's selected buildings list (Cypress Towers, Illumina Residences, Royal Palm Residences, Tivoli Garden Residences, Willow Park Homes) carries a higher 4% discount under the same terms.
Through October 31, 2026, Alder Residences qualifies for the DMCI Homes Modified Third Quarter Deals (memo PD-26-07-031): a 12% downpayment spread over 32 months with a 1% discount (plus a further 1.5% for October reservations under DMCI's Christmas Countdown, memo PD-26-09-031 — the two run in sequence, about 2.485% all-in) on the unit, with the 88% balance payable via bank or in-house financing. On the ₱9,817,000 entry unit that works out at about ₱35,508 a month at the standard 1% after a ₱30,000 reservation fee. The special discount applies to units only and cannot be combined with regular discounts.
Yes. Alder Residences qualifies for DMCI Homes' Home Advance (Rent-to-Own) program, so you can move in now and pay your balance later instead of waiting for full bank financing. Monthly HomeAdvance lease starts at PHP 15,500 for a 2-Bedroom. To pre-qualify you complete 4 months of downpayment, either paid in advance or monthly (qualifying after the 4th payment). Promo validity October 1 to December 31, 2026, per DMCI memo PD-26-09-012. Note that this is only possible because Alder is finished — the pre-selling towers at Mulberry Place cannot offer it.
At Alder Residences the monthly HomeAdvance lease rate for a 2-Bedroom — the only unit type currently listed — is from PHP 15,500/month, with a one-time move-in cash-out of PHP 59,000. That cash-out is 1 month advance rental plus 2 months security deposit plus a PHP 12,500 utility deposit; PMO turnover fees (joining fee and water service deposit) are free under the promo. Minimum lease is 6 months.
A reopened unit is previously sold inventory returned to the availability list after a sale falls through — a buyer withdraws, or financing is not approved. They are usually reinstated at their original contract price, which is why they can price below newer stock that has been adjusted upward since launch. They appear and disappear without notice and there is normally only one of any given layout, so if a reopened unit suits you it is worth acting on the same week. Ask Ina for the current reopened list rather than relying on any page, including this one.
You are the buyer from Day 1. Home Advance at Alder Residences is not a rent-first arrangement — you reserve and sign a Contract to Sell on that specific unit before any occupancy begins, and every peso of your downpayment is equity in that purchase. The unit leaves the market the day you reserve and your price is locked at your contract price. There is no later conversion step and no separate approval needed to make you an owner, because you already are one; the only approval remaining is the bank loan on the balance, which every buyer on every payment term goes through. The Home Advance lease covers occupancy of a unit you have already bought while the balance is processed for bank drawdown, and that lease payment is not credited to the purchase — your ownership runs on the downpayment, in parallel.
On Sylvan 504, a 67 sqm 2BR at Alder Residences listed at ₱9,817,000: the 12% spot downpayment asks ₱1,178,040 in one payment and leaves a bank loan of ₱8,638,960. The 5% low spot downpayment needs ₱67,586 to start and ₱37,586 a month for 12 months, but leaves a bank loan of ₱9,139,627. Home Advance needs ₱65,508 to start and ₱35,508 a month for 32 months, and leaves the smallest bank loan of the three at ₱8,552,570 — about ₱5,095 a month less than the 5% route at an indicative 8.5% over 20 years. Figures use the standard 1% discount; October reservations add a further 1.5% on top of it. Final figures are confirmed at reservation.
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